Gilmore Bank provides a variety of accounts to help you achieve your financial goals and make your money work for you. Save for retirement, a rainy day or that special expense down the road, knowing your money is safe and secure in an FDIC insured account.


Certificates of Deposit provide the best guaranteed return on your investment. Gilmore Bank CDs have flexible terms ranging from 30 days to five years.

Jumbo CDs, which are time deposits of $100,000 or more, are also available earning higher interest rates. Click here to view current rates and specials.

  • interest compounds daily 
  • interest can be received monthly, quarterly, semi-annually or annually by check or by direct deposit into a Gilmore Bank checking or savings account
  • automatic renewal options are sent to you by mail, allowing you to renew your CD at the new rate without a trip to the bank
  • no service charge (a penalty may be imposed for early withdrawals)
  • minimum investment: $1,000

Investing in multiple CDs with different maturity dates will provide greater flexibility. Use the program below to help you develop a laddering strategy using current Gilmore Bank CD rates.

CD Laddering Tool

The CD Laddering Calculator assumes that as each CD matures it is re-invested for the term, rate and Annual Percentage Yield (APY) associated with the longest term CD in the laddered portfolio. For calculation purposes, it is assumed that rates at reinvestment are equal to rates at initial investment. Interest is calculated assuming an equal number of days in each month. Actual amounts earned may vary. CD rates are fixed once the CD is opened. Penalties may apply for early withdrawal.

The results provided by this calculator are intended for comparative purposes only and accuracy is not guaranteed. Calculated maturity dates are approximate and are based on your computer’s local time and date. Calculator APYs are updated as Gilmore Bank CD rates change.

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  • additional services

  • money orders
  • cashier's checks
  • traveler's checks
  • wire transfers
  • night depository
  • safe deposit boxes