Phishing is a prevalent scam in today’s Internet environment. It arrives in the form of fraudulent emails that appear legitimate, asking customers to verify personal information or link to counterfeit web sites that appear real. Phishing attempts may also be made via phone calls and automated messages to your home or cell phone.
Beware of Emails, Phone Calls and
Text Messages That:
- Urge you to act quickly because your account may be suspended or closed
- Ask you to update personal information
- Don't identify you by name, or use a generic greeting like Dear Valued Customer
- Ask for account numbers, passwords, access IDs, or other personal information
- Tell you to open attached files
If you are contacted by GILMORE BANK, know with whom you are speaking before giving out credit card, check card or bank account numbers. GILMORE BANK will never ask for your ATM or check card PIN (personal identification number) for any reason, and will never contact you by email regarding sensitive financial information. If you receive a call from Gilmore Bank and you are unsure of the person's identity ... hang up and call us back to verify the authenticity of the call.
If Your Wallet Is Stolen
- Make a log/copy of everything in your wallet including driver's license, debit cards, credit cards and social security card. Include account numbers as well as telephone contact information on the back of your card. Keep the log in a safe place other than your wallet. When traveling abroad, carry a duplicate copy of your passport
- File a police report immediately in the jurisdiction where your wallet is stolen - this proves to credit providers you were diligent
- Immediately call the three national credit-reporting organizations and Social Security Fraud Line - place a fraud alert on your name and social security number which notifies companies that check your credit that your information was stolen and that you must be contacted by phone before new credit can be authorized; the numbers are:
EQUIFAX: 1-800-525-6285 or www.equifax.com
EXPERIAN: 1-888-397-3742 or www.experian.com
TRANS UNION: 1-800-680-7289 www.tuc.com
SOCIAL SECURITY FRAUD LINE: 1-800-269-0271
Other Helpful Hints to Avoid Identity Theft
- When ordering checks, print your first initial instead of your first name in the address area. Someone taking your checkbook may not know your first name and how you sign your checks — but Gilmore Bank does.
- Use your work phone number on your checks instead of your home phone number
- Use a PO Box number or work address on checks rather than your home address
- Never print your social security number on your checks
Get Your Free Credit Report!
One of the best ways to avoid serious identity theft problems is to check your credit report frequently. You are entitled to receive a free copy of your credit report one time each year from each of the three major U.S. credit reporting agencies: EXPERIAN, EQUIFAX and TRANSUNION. You can choose to receive your credit report from all three agencies at once ... or check one agency now ... and the others at different times throughout the year.
Go to www.annualcreditreport.com to get your credit report immediately ... or to obtain information on how to request your report by mail or phone.